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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,474 | $78,423+5.2% | $95,964-14.1% | $79,856+3.3% |
| Participation rate | 76.0% | 73.5%+2.5pp | 77.1%-1.1pp | 69.6%+6.4pp |
| Annual return | 16.33% | 19.37%-3.0pp | 91.64%-75.3pp | 31.71%-15.4pp |
| Employer contribution / active EE | $910 | $1,945-53.2% | $2,541-64.2% | $2,471-63.2% |
| Participant deferral / active EE | $2,600 | $3,440-24.4% | $4,167-37.6% | $3,741-30.5% |
| Admin fee / account holder | $5,603 | $5,622-0.3% | $6,797-17.6% | $5,306+5.6% |