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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,782 | $100,811+8.9% | $86,698+26.6% | $134,545-18.4% |
| Participation rate | 68.2% | 79.0%-10.8pp | 76.6%-8.4pp | 81.2%-13.1pp |
| Annual return | -17.85% | 29.11%-47.0pp | 35.96%-53.8pp | 418.37%-436.2pp |
| Employer contribution / active EE | $1,470 | $3,490-57.9% | $2,837-48.2% | $4,742-69.0% |
| Participant deferral / active EE | $4,199 | $5,339-21.4% | $4,656-9.8% | $6,401-34.4% |
| Admin fee / account holder | $4,827 | $10,926-55.8% | $7,492-35.6% | $11,431-57.8% |