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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,116 | $227,399+55.3% | $189,758+86.1% | $198,609+77.8% |
| Participation rate | 90.9% | 84.0%+6.9pp | 79.8%+11.1pp | 82.4%+8.5pp |
| Annual return | 13.94% | 61.03%-47.1pp | 52.62%-38.7pp | 202.70%-188.8pp |
| Employer contribution / active EE | $7,197 | $5,526+30.2% | $4,767+51.0% | $5,055+42.4% |
| Participant deferral / active EE | $5,895 | $6,837-13.8% | $5,856+0.7% | $6,977-15.5% |
| Admin fee / account holder | $10,694 | $25,162-57.5% | $20,388-47.5% | $19,030-43.8% |