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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,116 | $185,312+90.6% | $161,489+118.7% | $154,746+128.2% |
| Participation rate | 90.9% | 82.5%+8.4pp | 78.7%+12.2pp | 80.7%+10.2pp |
| Annual return | 13.94% | 103.84%-89.9pp | 89.72%-75.8pp | 172.34%-158.4pp |
| Employer contribution / active EE | $7,197 | $4,769+50.9% | $4,268+68.6% | $4,379+64.4% |
| Participant deferral / active EE | $5,895 | $6,350-7.2% | $5,630+4.7% | $6,730-12.4% |
| Admin fee / account holder | $10,694 | $18,654-42.7% | $16,006-33.2% | $14,365-25.6% |