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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,116 | $172,111+105.2% | $150,298+134.9% | $137,256+157.3% |
| Participation rate | 90.9% | 81.7%+9.2pp | 77.8%+13.1pp | 80.0%+10.9pp |
| Annual return | 13.94% | 69.37%-55.4pp | 62.79%-48.8pp | 220.34%-206.4pp |
| Employer contribution / active EE | $7,197 | $4,636+55.2% | $4,154+73.3% | $4,156+73.2% |
| Participant deferral / active EE | $5,895 | $6,166-4.4% | $5,453+8.1% | $6,407-8.0% |
| Admin fee / account holder | $10,694 | $16,471-35.1% | $14,116-24.2% | $12,270-12.8% |