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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,098 | $76,407+305.8% | $150,298+106.3% | $82,448+276.1% |
| Participation rate | 90.2% | 66.4%+23.8pp | 77.8%+12.5pp | 68.1%+22.2pp |
| Annual return | 15.77% | 39.99%-24.2pp | 62.79%-47.0pp | 41.64%-25.9pp |
| Employer contribution / active EE | $10,142 | $2,614+288.0% | $4,154+144.1% | $2,551+297.6% |
| Participant deferral / active EE | $6,735 | $3,214+109.5% | $5,453+23.5% | $4,139+62.7% |
| Admin fee / account holder | $26,659 | $6,352+319.7% | $14,116+88.9% | $7,234+268.5% |