Retirement plan

STULLER, INC. 401(K) RETIREMENT AND SAVINGS PLAN

Name: STULLER, INC. - STULLER, INC. 401(K) RETIREMENT AND SAVINGS PLAN (2020) Form 5500
Creator: STULLER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STULLER, INC. 401(K) RETIREMENT AND SAVINGS PLAN, STULLER, INC.

STULLER, INC.EIN 72-0694251Plan #001PY 2020

302 RUE LOUIS XIV - LAFAYETTE, LA 70508337-262-7700stuller.comLinkedIn1001-5000 employeesluxury goods & jewelry

Prospect flagsLow employer contributionFailed to provide benefitCorrective distributions

How to read this page

Total assets (EOY)

$77.8M

+6.9% from 2019

Total participants

1,278

-6.8% from 2019

Average account balance

$81,429

+7.8% from 2019

Annual return

13.98%

-8.59 pp from 2019

Benchmarks

See 763 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants1,000-4,999

Cohort763 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$101.86M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$85K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,203

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

66.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$7.23M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.28%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$175

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
LOCKTON INVESTMENT ADVISORS, LLC1 year Service code 16 · EIN 20-8874282	Consulting	$26,120
STRATEGIC ADVISORS, INC.5 years Service code 27 · EIN 04-2654524	Advisory (Plan)	$24,302
POSTLETHWAITE & NETTERVILLE4 years Filed as: POSTLETHWAITE & NETTERVILLE, APAC Service code 10 · EIN 72-1202445	Accounting	$11,200
FIDELITY INVESTMENTS INSTITUTIONAL6+ years Service code 37 · EIN 04-2647786	Loan Processing	-$1,944

Plan features & details

Pension benefit codes2E2F2G2J2K2T3H3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
ComplianceFailed to provide benefit
Form 5500 reported that benefits due were not provided when due.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$60K

$54 / participant

Investment mgmt$24K40.7%
Other / not subdivided$35K59.3%

% of EOY assets

0.077%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: POSTLETHWAITE & NETTERVILLE
Auditor EIN: 721202445
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$81,429

$176,471-53.9%

$95,964-15.1%

$90,274-9.8%

Participation rate

70.6%

86.6%-15.9pp

77.1%-6.5pp

73.4%-2.7pp

Annual return

13.98%

20.15%-6.2pp

91.64%-77.7pp

53.97%-40.0pp

Employer contribution / active EE

$712

$2,783-74.4%

$2,541-72.0%

$2,523-71.8%

Participant deferral / active EE

$2,887

$5,325-45.8%

$4,167-30.7%

$4,231-31.8%

Admin fee / account holder

$62

$154-59.5%

$6,797-99.1%

$114-45.3%

Provider

Service type

Compensation

LOCKTON INVESTMENT ADVISORS, LLC1 year

Service code 16 · EIN 20-8874282

Consulting

$26,120

STRATEGIC ADVISORS, INC.5 years

Service code 27 · EIN 04-2654524

Advisory (Plan)

$24,302

POSTLETHWAITE & NETTERVILLE4 years

Filed as: POSTLETHWAITE & NETTERVILLE, APAC

Service code 10 · EIN 72-1202445

Accounting

$11,200

FIDELITY INVESTMENTS INSTITUTIONAL6+ years

Service code 37 · EIN 04-2647786

Loan Processing

-$1,944

STULLER, INC. 401(K) RETIREMENT AND SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STULLER, INC. 401(K) RETIREMENT AND SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion