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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,041 | $63,346+144.8% | $92,240+68.1% | $70,126+121.1% |
| Participation rate | 64.9% | 68.7%-3.8pp | 76.5%-11.6pp | 69.5%-4.6pp |
| Annual return | 13.18% | 530.19%-517.0pp | 176.29%-163.1pp | 73.15%-60.0pp |
| Employer contribution / active EE | $2,586 | $2,471+4.7% | $3,680-29.7% | $2,343+10.4% |
| Participant deferral / active EE | $3,503 | $2,854+22.7% | $3,897-10.1% | $3,332+5.1% |
| Admin fee / account holder | $2,785 | $3,841-27.5% | $5,194-46.4% | $4,645-40.0% |