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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,191 | $73,940+123.4% | $96,496+71.2% | $75,173+119.7% |
| Participation rate | 84.8% | 66.4%+18.4pp | 74.3%+10.4pp | 67.2%+17.6pp |
| Annual return | -0.16% | 26.71%-26.9pp | 35.70%-35.9pp | 160.65%-160.8pp |
| Employer contribution / active EE | $3,619 | $2,929+23.5% | $3,738-3.2% | $2,670+35.5% |
| Participant deferral / active EE | $6,244 | $3,659+70.7% | $4,879+28.0% | $4,126+51.3% |
| Admin fee / account holder | $22,496 | $5,216+331.3% | $6,731+234.2% | $5,651+298.1% |