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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,670 | $76,834-65.3% | $108,359-75.4% | $87,485-69.5% |
| Participation rate | 100.0% | 61.7%+38.3pp | 70.1%+29.9pp | 68.9%+31.1pp |
| Annual return | 9.18% | 19.09%-9.9pp | 36.89%-27.7pp | 26.06%-16.9pp |
| Employer contribution / active EE | $1,275 | $1,556-18.1% | $2,399-46.9% | $2,596-50.9% |
| Participant deferral / active EE | $1,746 | $3,100-43.7% | $4,137-57.8% | $4,274-59.1% |
| Admin fee / account holder | $4,315 | $6,537-34.0% | $9,741-55.7% | $7,775-44.5% |