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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,509 | $65,555-58.0% | $86,216-68.1% | $75,173-63.4% |
| Participation rate | 98.1% | 60.5%+37.6pp | 69.0%+29.1pp | 67.2%+30.9pp |
| Annual return | 9.85% | 46.07%-36.2pp | 1169.42%-1159.6pp | 160.72%-150.9pp |
| Employer contribution / active EE | $385 | $1,553-75.2% | $2,382-83.8% | $2,671-85.6% |
| Participant deferral / active EE | $1,757 | $3,023-41.9% | $3,986-55.9% | $4,126-57.4% |
| Admin fee / account holder | $539 | $5,469-90.2% | $6,853-92.1% | $5,651-90.5% |