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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,835 | $71,197-63.7% | $93,669-72.4% | $80,925-68.1% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 7.86% | 11.27%-3.4pp | 133.59%-125.7pp | 35.65%-27.8pp |
| Employer contribution / active EE | $417 | $1,565-73.4% | $2,424-82.8% | $2,756-84.9% |
| Participant deferral / active EE | $1,764 | $4,036-56.3% | $4,416-60.0% | $4,299-59.0% |
| Admin fee / account holder | $3,162 | $6,959-54.6% | $8,291-61.9% | $6,940-54.4% |