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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,670 | $73,787-63.9% | $98,716-73.0% | $82,448-67.7% |
| Participation rate | 100.0% | 61.4%+38.6pp | 69.3%+30.7pp | 68.1%+31.9pp |
| Annual return | 9.18% | 18.57%-9.4pp | 31.81%-22.6pp | 41.64%-32.5pp |
| Employer contribution / active EE | $1,275 | $1,511-15.6% | $2,279-44.0% | $2,551-50.0% |
| Participant deferral / active EE | $1,746 | $3,081-43.3% | $4,048-56.9% | $4,139-57.8% |
| Admin fee / account holder | $4,315 | $6,500-33.6% | $8,703-50.4% | $7,234-40.4% |