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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,892 | $68,607-37.5% | $147,027-70.8% | $64,340-33.3% |
| Participation rate | 51.0% | 50.4%+0.6pp | 73.7%-22.7pp | 55.2%-4.2pp |
| Annual return | 16.82% | 13.75%+3.1pp | 20.23%-3.4pp | 24.14%-7.3pp |
| Employer contribution / active EE | $1,113 | $1,554-28.4% | $3,626-69.3% | $1,862-40.2% |
| Participant deferral / active EE | $2,949 | $2,402+22.8% | $4,933-40.2% | $2,980-1.1% |
| Admin fee / account holder | $1,666 | $3,287-49.3% | $12,223-86.4% | $3,703-55.0% |