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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,281 | $62,409-45.1% | $120,524-71.6% | $74,429-53.9% |
| Participation rate | 54.0% | 56.8%-2.8pp | 71.9%-17.9pp | 67.2%-13.2pp |
| Annual return | 18.00% | 18.62%-0.6pp | 107.36%-89.4pp | 1368.38%-1350.4pp |
| Employer contribution / active EE | $1,295 | $1,847-29.9% | $3,469-62.7% | $2,625-50.7% |
| Participant deferral / active EE | $2,986 | $2,888+3.4% | $4,994-40.2% | $4,348-31.3% |
| Admin fee / account holder | $612 | $2,394-74.4% | $9,440-93.5% | $1,944-68.5% |