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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,775 | $61,605-41.9% | $112,273-68.1% | $75,173-52.4% |
| Participation rate | 43.5% | 61.7%-18.2pp | 72.4%-29.0pp | 67.2%-23.7pp |
| Annual return | 18.69% | 28.47%-9.8pp | 30.23%-11.5pp | 160.72%-142.0pp |
| Employer contribution / active EE | $983 | $2,015-51.2% | $3,431-71.4% | $2,671-63.2% |
| Participant deferral / active EE | $2,450 | $3,108-21.2% | $4,800-49.0% | $4,126-40.6% |
| Admin fee / account holder | $2,312 | $4,862-52.5% | $7,752-70.2% | $5,651-59.1% |