See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $52,817 |
LPL FINANCIAL5 years Filed as: LPL FINANCIAL LLC Service code 49 · EIN 95-2834236 | Other Services | $23,579 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,228 | $76,670-31.9% | $96,683-46.0% | $71,457-26.9% |
| Participation rate | 68.7% | 66.6%+2.1pp | 74.3%-5.6pp | 67.9%+0.8pp |
| Annual return | 10.48% | 48.29%-37.8pp | 35.69%-25.2pp | 28.85%-18.4pp |
| Employer contribution / active EE | $1,184 | $3,031-61.0% | $3,737-68.3% | $2,588-54.3% |
| Participant deferral / active EE | $3,856 | $3,771+2.2% | $4,878-21.0% | $4,289-10.1% |
| Admin fee / account holder | $423 | $2,028-79.2% | $6,730-93.7% | $1,587-73.4% |