See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $56,954 |
LPL FINANCIAL4 years Filed as: LPL FINANCIAL LLC Service code 49 · EIN 95-2834236 | Other Services | $26,521 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,942 | $64,119-12.8% | $112,228-50.2% | $66,914-16.4% |
| Participation rate | 64.4% | 68.5%-4.0pp | 75.1%-10.6pp | 69.8%-5.4pp |
| Annual return | -13.92% | -13.81%-0.1pp | 27.45%-41.4pp | 1.58%-15.5pp |
| Employer contribution / active EE | $1,150 | $3,005-61.7% | $3,635-68.4% | $2,544-54.8% |
| Participant deferral / active EE | $3,854 | $3,693+4.4% | $4,728-18.5% | $4,237-9.0% |
| Admin fee / account holder | $487 | $625-22.1% | $6,410-92.4% | $593-17.9% |