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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,271 | $93,373-45.1% | $152,466-66.4% | $85,856-40.3% |
| Participation rate | 51.9% | 70.1%-18.2pp | 78.2%-26.3pp | 69.3%-17.5pp |
| Annual return | 19.41% | 21.84%-2.4pp | 757.33%-737.9pp | 318.58%-299.2pp |
| Employer contribution / active EE | $1,777 | $2,996-40.7% | $4,327-58.9% | $2,565-30.7% |
| Participant deferral / active EE | $3,299 | $4,550-27.5% | $5,820-43.3% | $3,952-16.5% |
| Admin fee / account holder | $7,843 | $13,853-43.4% | $15,805-50.4% | $6,261+25.3% |