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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,304 | $88,042-67.9% | $138,135-79.5% | $79,856-64.6% |
| Participation rate | 75.0% | 71.4%+3.6pp | 78.7%-3.7pp | 69.6%+5.4pp |
| Annual return | 15.79% | 20.58%-4.8pp | 20.51%-4.7pp | 31.71%-15.9pp |
| Employer contribution / active EE | $2,344 | $3,103-24.5% | $5,587-58.0% | $2,471-5.1% |
| Participant deferral / active EE | $4,085 | $4,704-13.2% | $6,431-36.5% | $3,741+9.2% |
| Admin fee / account holder | $16,539 | $7,791+112.3% | $11,856+39.5% | $5,306+211.7% |