See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $19,894 |
ARGENT TRUST COMPANY4 years Service code 27 500 E REYNOLDS DR · RUSTON, LA 71270 | Advisory (Plan) | $9,334 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,296 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,666 | $49,451+12.6% | $79,550-30.0% | $66,914-16.8% |
| Participation rate | 29.5% | 61.3%-31.8pp | 69.5%-40.0pp | 69.8%-40.3pp |
| Annual return | -15.26% | 84.25%-99.5pp | 0.16%-15.4pp | 1.58%-16.8pp |
| Employer contribution / active EE | $653 | $1,266-48.4% | $2,413-73.0% | $2,544-74.4% |
| Participant deferral / active EE | $2,054 | $3,159-35.0% | $3,985-48.5% | $4,237-51.5% |
| Admin fee / account holder | $492 | $595-17.2% | $6,832-92.8% | $593-17.0% |