Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
REGIONS BANK3+ years Filed as: REGIONS MORGAN KEEGAN TRUST Service code 21 · EIN 63-0371391 1901 6TH AV NORTH, 4TH FLOOR · BIRMINGHAM, AL 35203 | Bank Trustee | $20,180 |
ASCENSUS LLC3+ years Filed as: ASCENSUS, INC. Service code 15 · EIN 11-3665754 200 DRYDEN ROAD · DRESHER, PA 19025 | Recordkeeping | $5,662 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,463 | $48,064+34.1% | $78,778-18.2% | $69,631-7.4% |
| Participation rate | 14.1% | 61.6%-47.5pp | 69.2%-55.1pp | 70.7%-56.6pp |
| Annual return | 15.67% | 21.81%-6.1pp | 35.62%-19.9pp | 27571.02%-27555.4pp |
| Employer contribution / active EE | $156 | $744-79.1% | $1,986-92.2% | $2,032-92.3% |
| Participant deferral / active EE | $423 | $2,079-79.7% | $2,958-85.7% | $3,224-86.9% |
| Admin fee / account holder | $517 | $152+240.3% | $5,134-89.9% | $110+368.3% |