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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,225 | $64,920-22.6% | $103,693-51.6% | $86,983-42.3% |
| Participation rate | 100.0% | 63.6%+36.4pp | 72.6%+27.4pp | 69.5%+30.5pp |
| Annual return | 15.20% | 30.29%-15.1pp | 47.61%-32.4pp | 25.83%-10.6pp |
| Employer contribution / active EE | $2,256 | $2,141+5.4% | $2,920-22.7% | $2,584-12.7% |
| Participant deferral / active EE | $1,428 | $3,241-55.9% | $4,579-68.8% | $4,194-66.0% |
| Admin fee / account holder | $372 | $6,191-94.0% | $7,858-95.3% | $7,856-95.3% |