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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,423 | $88,778-48.8% | $81,844-44.5% | $145,884-68.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 20.90% | 1033.03%-1012.1pp | 778.87%-758.0pp | 551.85%-531.0pp |
| Employer contribution / active EE | $2,356 | $3,087-23.7% | $2,916-19.2% | $4,662-49.5% |
| Participant deferral / active EE | $1,420 | $4,648-69.5% | $4,323-67.2% | $6,690-78.8% |
| Admin fee / account holder | $4,851 | $8,430-42.5% | $7,355-34.0% | $13,392-63.8% |