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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,672 | $96,691-48.6% | $86,656-42.7% | $139,487-64.4% |
| Participation rate | 95.2% | 74.4%+20.8pp | 71.7%+23.5pp | 80.3%+14.9pp |
| Annual return | 5.97% | 106.87%-100.9pp | 593.09%-587.1pp | 373.84%-367.9pp |
| Employer contribution / active EE | $2,019 | $3,267-38.2% | $3,025-33.3% | $4,755-57.5% |
| Participant deferral / active EE | $1,379 | $4,838-71.5% | $4,439-68.9% | $6,713-79.5% |
| Admin fee / account holder | $21,873 | $6,414+241.0% | $5,619+289.3% | $11,407+91.7% |