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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,225 | $61,125-17.8% | $94,057-46.6% | $87,485-42.6% |
| Participation rate | 100.0% | 64.1%+35.9pp | 73.3%+26.7pp | 68.9%+31.1pp |
| Annual return | 15.20% | 35.20%-20.0pp | 480.62%-465.4pp | 26.06%-10.9pp |
| Employer contribution / active EE | $2,256 | $2,136+5.6% | $2,933-23.1% | $2,596-13.1% |
| Participant deferral / active EE | $1,428 | $3,260-56.2% | $4,709-69.7% | $4,274-66.6% |
| Admin fee / account holder | $372 | $5,629-93.4% | $7,244-94.9% | $7,775-95.2% |