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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,709 | $49,177-51.8% | $79,467-70.2% | $64,173-63.1% |
| Participation rate | 67.6% | 65.0%+2.5pp | 73.3%-5.8pp | 69.6%-2.0pp |
| Annual return | -5.17% | -1.16%-4.0pp | 718.30%-723.5pp | 7.63%-12.8pp |
| Employer contribution / active EE | $713 | $2,076-65.7% | $2,800-74.6% | $2,381-70.1% |
| Participant deferral / active EE | $1,549 | $2,821-45.1% | $3,704-58.2% | $3,470-55.4% |
| Admin fee / account holder | $1,313 | $3,839-65.8% | $5,104-74.3% | $4,887-73.1% |