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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,730 | $102,035-71.8% | - | $167,553-82.9% |
| Participation rate | 0.0% | 70.3%-70.3pp | - | 82.1%-82.1pp |
| Annual return | 13.72% | 15.80%-2.1pp | - | 478.89%-465.2pp |
| Employer contribution / active EE | $1,525 | $3,101-50.8% | - | $4,840-68.5% |
| Participant deferral / active EE | $5,347 | $4,671+14.5% | - | $6,343-15.7% |
| Admin fee / account holder | $2,522 | $3,221-21.7% | - | $12,316-79.5% |