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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,457 | $183,539-63.2% | $155,556-56.6% | $145,897-53.8% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 16.82% | 61.31%-44.5pp | 64.84%-48.0pp | 552.29%-535.5pp |
| Employer contribution / active EE | $12,788 | $5,315+140.6% | $4,675+173.5% | $4,663+174.3% |
| Participant deferral / active EE | $9,876 | $6,467+52.7% | $5,631+75.4% | $6,689+47.6% |
| Admin fee / account holder | $1,887 | $19,275-90.2% | $15,885-88.1% | $13,390-85.9% |