Filed April 17, 2018
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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $91,202 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,280 | $47,180-63.4% | $149,723-88.5% | $74,473-76.8% |
| Participation rate | 54.8% | 63.4%-8.6pp | 78.8%-23.9pp | 70.7%-15.9pp |
| Annual return | 14.78% | 22.75%-8.0pp | 134.50%-119.7pp | 34.36%-19.6pp |
| Employer contribution / active EE | $312 | $1,907-83.6% | $4,821-93.5% | $2,638-88.2% |
| Participant deferral / active EE | $2,249 | $2,730-17.6% | $5,682-60.4% | $4,530-50.4% |
| Admin fee / account holder | $77 | $343-77.4% | $13,215-99.4% | $347-77.7% |