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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,974 | $57,073-40.5% | $85,126-60.1% | $80,925-58.0% |
| Participation rate | 97.7% | 56.4%+41.3pp | 67.5%+30.2pp | 67.7%+30.0pp |
| Annual return | 10.05% | 21.69%-11.6pp | 66.63%-56.6pp | 35.65%-25.6pp |
| Employer contribution / active EE | $940 | $1,801-47.8% | $2,731-65.6% | $2,756-65.9% |
| Participant deferral / active EE | $3,499 | $3,113+12.4% | $4,523-22.6% | $4,299-18.6% |
| Admin fee / account holder | $6,965 | $4,988+39.6% | $6,160+13.1% | $6,940+0.4% |