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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,862 | $47,848-52.2% | $81,473-71.9% | $70,126-67.4% |
| Participation rate | 83.9% | 58.3%+25.6pp | 68.0%+15.9pp | 69.5%+14.3pp |
| Annual return | 11.21% | 27.25%-16.0pp | 38.78%-27.6pp | 73.15%-61.9pp |
| Employer contribution / active EE | $0 | $1,527-100.0% | $2,568-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,388 | $2,453-43.4% | $3,537-60.8% | $3,332-58.3% |
| Admin fee / account holder | $2,863 | $3,145-8.9% | $4,561-37.2% | $4,645-38.4% |