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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,985 | $42,383-64.6% | $76,518-80.4% | $64,173-76.6% |
| Participation rate | 86.8% | 58.1%+28.7pp | 68.0%+18.8pp | 69.6%+17.2pp |
| Annual return | -4.72% | -16.54%+11.8pp | -0.27%-4.5pp | 7.63%-12.4pp |
| Employer contribution / active EE | $0 | $1,563-100.0% | $2,647-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,274 | $2,566-50.3% | $3,836-66.8% | $3,470-63.3% |
| Admin fee / account holder | $2,239 | $3,198-30.0% | $4,849-53.8% | $4,887-54.2% |