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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,188 | $57,590-26.7% | $86,233-51.1% | $82,448-48.8% |
| Participation rate | 97.3% | 57.9%+39.4pp | 69.0%+28.3pp | 68.1%+29.2pp |
| Annual return | 15.58% | 22.41%-6.8pp | 61.39%-45.8pp | 41.64%-26.1pp |
| Employer contribution / active EE | $1,041 | $1,655-37.1% | $2,504-58.4% | $2,551-59.2% |
| Participant deferral / active EE | $4,318 | $3,080+40.2% | $4,559-5.3% | $4,139+4.3% |
| Admin fee / account holder | $2,241 | $4,730-52.6% | $8,342-73.1% | $7,234-69.0% |