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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,974 | $57,140-40.5% | $85,240-60.1% | $80,959-58.0% |
| Participation rate | 97.7% | 56.4%+41.3pp | 67.5%+30.1pp | 67.7%+30.0pp |
| Annual return | 10.05% | 21.71%-11.7pp | 66.75%-56.7pp | 35.67%-25.6pp |
| Employer contribution / active EE | $940 | $1,802-47.8% | $2,735-65.6% | $2,757-65.9% |
| Participant deferral / active EE | $3,499 | $3,115+12.3% | $4,527-22.7% | $4,300-18.6% |
| Admin fee / account holder | $6,965 | $4,992+39.5% | $6,165+13.0% | $6,925+0.6% |