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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,352 | $72,071-69.0% | $68,368-67.3% | $137,256-83.7% |
| Participation rate | 45.8% | 76.2%-30.4pp | 73.8%-27.9pp | 80.0%-34.1pp |
| Annual return | 15.77% | 353.14%-337.4pp | 292.57%-276.8pp | 220.34%-204.6pp |
| Employer contribution / active EE | $601 | $2,788-78.4% | $2,649-77.3% | $4,156-85.5% |
| Participant deferral / active EE | $1,465 | $4,410-66.8% | $4,123-64.5% | $6,407-77.1% |
| Admin fee / account holder | $14 | $5,336-99.7% | $5,150-99.7% | $12,270-99.9% |