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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,540 | $76,669+12.9% | $96,520-10.3% | $71,495+21.0% |
| Participation rate | 25.0% | 66.6%-41.6pp | 74.3%-49.3pp | 67.9%-42.9pp |
| Annual return | 16.71% | 48.29%-31.6pp | 35.72%-19.0pp | 28.85%-12.1pp |
| Employer contribution / active EE | $0 | $3,031-100.0% | $3,739-100.0% | $2,589-100.0% |
| Participant deferral / active EE | $2,047 | $3,771-45.7% | $4,879-58.0% | $4,291-52.3% |
| Admin fee / account holder | $2,029 | $2,0280% | $6,733-69.9% | $1,588+27.8% |