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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,564 | $63,114-8.8% | $92,909-38.0% | $65,185-11.7% |
| Participation rate | 27.5% | 68.8%-41.3pp | 76.0%-48.5pp | 70.2%-42.7pp |
| Annual return | 28.41% | 28.75%-0.3pp | 109.44%-81.0pp | 29.38%-1.0pp |
| Employer contribution / active EE | $0 | $2,571-100.0% | $3,653-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $1,979 | $3,108-36.3% | $4,238-53.3% | $3,514-43.7% |
| Admin fee / account holder | $1,696 | $624+172.0% | $5,795-70.7% | $847+100.2% |