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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,344 | $77,492-26.0% | $100,398-42.9% | $80,911-29.1% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.6%+32.4pp |
| Annual return | 12.63% | 37.23%-24.6pp | 49.32%-36.7pp | 35.63%-23.0pp |
| Employer contribution / active EE | $9,074 | $2,800+224.0% | $3,946+130.0% | $2,756+229.3% |
| Participant deferral / active EE | $14,160 | $6,817+107.7% | $8,084+75.2% | $4,297+229.5% |
| Admin fee / account holder | $1,727 | $5,892-70.7% | $7,893-78.1% | $6,935-75.1% |