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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,465 | $68,412-51.1% | $94,679-64.7% | $75,181-55.5% |
| Participation rate | 100.0% | 76.1%+23.9pp | 80.8%+19.2pp | 67.2%+32.8pp |
| Annual return | 101.48% | 616.91%-515.4pp | 156.75%-55.3pp | 160.69%-59.2pp |
| Employer contribution / active EE | $9,075 | $2,701+236.0% | $3,673+147.1% | $2,671+239.8% |
| Participant deferral / active EE | $14,574 | $6,537+122.9% | $7,417+96.5% | $4,126+253.2% |
| Admin fee / account holder | $2,106 | $5,326-60.5% | $7,233-70.9% | $5,650-62.7% |