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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,611 | $59,332-56.8% | $90,223-71.6% | $59,633-57.1% |
| Participation rate | 60.9% | 71.9%-11.0pp | 79.0%-18.1pp | 68.7%-7.7pp |
| Annual return | -2.07% | 3.25%-5.3pp | 1.31%-3.4pp | 2041.45%-2043.5pp |
| Employer contribution / active EE | $1,802 | $3,031-40.5% | $4,378-58.8% | $2,203-18.2% |
| Participant deferral / active EE | $3,805 | $4,369-12.9% | $5,792-34.3% | $3,192+19.2% |
| Admin fee / account holder | $3,318 | $5,032-34.1% | $7,406-55.2% | $4,297-22.8% |