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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,758 | $167,504+34.2% | $151,628+48.2% | $134,509+67.1% |
| Participation rate | 95.2% | 88.4%+6.9pp | 87.5%+7.7pp | 81.2%+14.0pp |
| Annual return | -14.87% | 7.81%-22.7pp | 3.34%-18.2pp | 418.13%-433.0pp |
| Employer contribution / active EE | $0 | $6,828-100.0% | $6,165-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $15,802 | $8,985+75.9% | $8,363+89.0% | $6,400+146.9% |
| Admin fee / account holder | $1,835 | $13,779-86.7% | $11,613-84.2% | $11,427-83.9% |