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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,324 | $197,625+37.3% | $177,840+52.6% | $158,966+70.7% |
| Participation rate | 93.3% | 88.5%+4.8pp | 87.7%+5.6pp | 82.0%+11.4pp |
| Annual return | 16.92% | 58.76%-41.8pp | 48.32%-31.4pp | 302.95%-286.0pp |
| Employer contribution / active EE | $0 | $6,698-100.0% | $5,919-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $16,454 | $8,405+95.8% | $7,714+113.3% | $5,983+175.0% |
| Admin fee / account holder | $24,807 | $15,405+61.0% | $12,431+99.6% | $11,250+120.5% |