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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,412 | $111,535-49.4% | $105,223-46.4% | $137,256-58.9% |
| Participation rate | 63.6% | 78.1%-14.5pp | 75.0%-11.4pp | 80.0%-16.3pp |
| Annual return | 16.91% | 237.85%-220.9pp | 180.65%-163.7pp | 220.34%-203.4pp |
| Employer contribution / active EE | $1,131 | $3,939-71.3% | $3,689-69.3% | $4,156-72.8% |
| Participant deferral / active EE | $6,548 | $5,500+19.1% | $5,072+29.1% | $6,407+2.2% |
| Admin fee / account holder | $36 | $9,721-99.6% | $8,859-99.6% | $12,270-99.7% |