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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,412 | $134,817-58.2% | $123,973-54.5% | $155,188-63.6% |
| Participation rate | 63.6% | 79.4%-15.8pp | 76.7%-13.0pp | 80.8%-17.2pp |
| Annual return | 16.91% | 515.49%-498.6pp | 388.13%-371.2pp | 148.84%-131.9pp |
| Employer contribution / active EE | $1,131 | $4,425-74.4% | $4,126-72.6% | $4,248-73.4% |
| Participant deferral / active EE | $6,548 | $5,706+14.8% | $5,247+24.8% | $6,531+0.3% |
| Admin fee / account holder | $36 | $13,245-99.7% | $11,799-99.7% | $14,480-99.8% |