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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,899 | $107,733-60.2% | $92,985-53.9% | $154,746-72.3% |
| Participation rate | 100.0% | 74.6%+25.4pp | 69.5%+30.5pp | 80.7%+19.3pp |
| Annual return | 13.12% | 30.39%-17.3pp | 27.99%-14.9pp | 172.34%-159.2pp |
| Employer contribution / active EE | $11,412 | $3,126+265.0% | $2,662+328.7% | $4,379+160.6% |
| Participant deferral / active EE | $31,309 | $5,053+519.6% | $4,377+615.3% | $6,730+365.2% |
| Admin fee / account holder | $18,645 | $11,369+64.0% | $9,463+97.0% | $14,365+29.8% |