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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,713 | $96,508-70.2% | $75,901-62.2% | $152,897-81.2% |
| Participation rate | 65.2% | 76.2%-11.0pp | 69.3%-4.1pp | 82.5%-17.2pp |
| Annual return | 20.64% | 33.99%-13.3pp | 30.76%-10.1pp | 345.43%-324.8pp |
| Employer contribution / active EE | $2,851 | $3,310-13.9% | $2,501+14.0% | $4,764-40.1% |
| Participant deferral / active EE | $4,083 | $4,554-10.3% | $3,603+13.3% | $5,851-30.2% |
| Admin fee / account holder | $1,080 | $8,081-86.6% | $5,420-80.1% | $11,599-90.7% |