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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,985 | $47,944-77.1% | $67,834-83.8% | $62,881-82.5% |
| Participation rate | 96.7% | 61.1%+35.6pp | 68.8%+27.9pp | 69.3%+27.4pp |
| Annual return | 6.73% | 11.77%-5.0pp | 138.47%-131.7pp | 20.14%-13.4pp |
| Employer contribution / active EE | $2,439 | $1,562+56.1% | $2,403+1.5% | $2,281+6.9% |
| Participant deferral / active EE | $3,636 | $2,247+61.8% | $3,160+15.1% | $3,203+13.5% |
| Admin fee / account holder | $516 | $3,712-86.1% | $4,622-88.8% | $4,296-88.0% |