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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,993 | $55,902-5.2% | $76,030-30.3% | $80,959-34.5% |
| Participation rate | 60.4% | 62.1%-1.7pp | 69.1%-8.7pp | 67.7%-7.3pp |
| Annual return | 12.18% | 20.59%-8.4pp | 361.54%-349.4pp | 35.67%-23.5pp |
| Employer contribution / active EE | $1,289 | $1,867-30.9% | $2,688-52.0% | $2,757-53.2% |
| Participant deferral / active EE | $3,459 | $3,051+13.4% | $4,257-18.8% | $4,300-19.6% |
| Admin fee / account holder | $1,250 | $5,239-76.1% | $6,421-80.5% | $6,925-82.0% |