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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,899 | $87,166-50.8% | $76,735-44.1% | $137,256-68.7% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.5%+30.5pp | 80.0%+20.0pp |
| Annual return | 13.12% | 26.50%-13.4pp | 29.77%-16.6pp | 220.34%-207.2pp |
| Employer contribution / active EE | $11,412 | $2,904+292.9% | $2,454+365.0% | $4,156+174.6% |
| Participant deferral / active EE | $31,309 | $4,726+562.4% | $4,088+665.9% | $6,407+388.7% |
| Admin fee / account holder | $18,645 | $8,403+121.9% | $7,189+159.3% | $12,270+52.0% |