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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,092 | $73,955-25.5% | $96,520-42.9% | $75,181-26.7% |
| Participation rate | 69.1% | 66.4%+2.7pp | 74.3%-5.3pp | 67.2%+1.9pp |
| Annual return | 33.60% | 26.72%+6.9pp | 35.72%-2.1pp | 160.69%-127.1pp |
| Employer contribution / active EE | $2,783 | $2,930-5.0% | $3,739-25.6% | $2,671+4.2% |
| Participant deferral / active EE | $5,261 | $3,659+43.8% | $4,879+7.8% | $4,126+27.5% |
| Admin fee / account holder | $387 | $5,217-92.6% | $6,733-94.2% | $5,650-93.1% |