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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,879 | $107,363-43.3% | $92,909-34.5% | $152,897-60.2% |
| Participation rate | 61.1% | 79.8%-18.7pp | 76.0%-14.9pp | 82.5%-21.3pp |
| Annual return | 20.76% | 145.63%-124.9pp | 109.44%-88.7pp | 345.43%-324.7pp |
| Employer contribution / active EE | $2,093 | $4,222-50.4% | $3,653-42.7% | $4,764-56.1% |
| Participant deferral / active EE | $3,695 | $4,848-23.8% | $4,238-12.8% | $5,851-36.9% |
| Admin fee / account holder | $6,865 | $7,082-3.1% | $5,795+18.5% | $11,599-40.8% |