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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,860 | $97,732-50.0% | $83,831-41.7% | $135,380-63.9% |
| Participation rate | 61.1% | 80.0%-18.8pp | 76.1%-15.0pp | 82.6%-21.5pp |
| Annual return | 8.04% | 1287.56%-1279.5pp | 850.99%-842.9pp | 519.81%-511.8pp |
| Employer contribution / active EE | $1,812 | $4,222-57.1% | $3,631-50.1% | $4,779-62.1% |
| Participant deferral / active EE | $3,388 | $4,683-27.7% | $4,082-17.0% | $5,609-39.6% |
| Admin fee / account holder | $1,972 | $6,675-70.4% | $5,479-64.0% | $10,828-81.8% |