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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,939 | $60,349+62.3% | $74,184+32.0% | $62,881+55.8% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 6.39% | 21.38%-15.0pp | 17.74%-11.3pp | 20.14%-13.8pp |
| Employer contribution / active EE | $0 | $1,680-100.0% | $2,370-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,043 | $2,856-28.5% | $3,550-42.4% | $3,203-36.2% |
| Admin fee / account holder | $679 | $4,261-84.1% | $5,586-87.8% | $4,296-84.2% |