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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,291 | $71,873+85.5% | $86,698+53.7% | $68,490+94.6% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -26.66% | 3.54%-30.2pp | 35.96%-62.6pp | -7.85%-18.8pp |
| Employer contribution / active EE | $3,617 | $2,173+66.4% | $2,837+27.5% | $2,597+39.3% |
| Participant deferral / active EE | $2,998 | $3,779-20.7% | $4,656-35.6% | $4,028-25.6% |
| Admin fee / account holder | $8,580 | $6,110+40.4% | $7,492+14.5% | $5,403+58.8% |